💰 Inventory: Cash Clarity (4 questions)
Do you know your cash position? Can you survive a 20% revenue drop?
1. I know exactly how much cash I have right now
2. I can see cash flow issues coming 30+ days ahead
3. I have a 90-day cash reserve or credit access
4. I reconcile accounts weekly
⏰ Runway: Resilience (4 questions)
Can you handle a downturn? Do you have flexibility?
5. If revenue dropped 20%, I could stay profitable for 6+ months
6. I can cut costs quickly if needed (30 days)
7. My top 3 customers are less than 50% of revenue
8. I have a plan if my biggest revenue source disappears
🎯 Alignment: Structure (5 questions)
Is payroll under control? Is your structure supporting growth?
9. My payroll is less than 30% of revenue
10. I can grow or shrink my team quickly if needed
11. My org structure supports the direction I want to go
12. Key people are documented and replaceable
13. I have a succession plan
⚠️ Secondary Risks: Dependencies (7 questions)
Are you the bottleneck? Can the business run without you?
14. Others can make key decisions in my absence
15. Multiple people can handle customer relationships
16. I take 2+ weeks off without the business falling apart
17. I'm not the only one who knows the systems
18. I could sell the business if I wanted to
19. Key vendors/suppliers aren't dependent on personal relationships
20. I have documented processes (not just in my head)